IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
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our executive

The Chief Executive Officer of IBA oversees the day-to-day administration of the organisation and is supported by the Executive Management team.



Kirsty Moore

Chief Executive Officer
Kirsty joined IBA in 2018 after three years as a senior director with the WA Government where she had responsibility for business development, low deposit home loans, shared equity and asset management of the $14.5bn WA social housing asset portfolio. A graduate of the Australian Institute of Company Directors and Fellow of the Institute of Chartered Accountants, Kirsty has a strong background in technical accounting, corporate governance and commercial finance. Prior to joining the public sector, Kirsty worked for National Australia Bank and PricewaterhouseCoopers.

Kirsty manages the agency to increase alignment across areas, help to develop and drive key strategies to find long-term funding solutions for IBA to ultimately benefit our customers and the communities we serve, and support the growth of the business.

Dee Garcha

Chief Financial Officer
Dee joined IBA in 2022 after 11 years working at John Deere Financial Australia (captive financier) including as Chief Financial Officer for four and a half years. 

She has almost 20 years’ experience in financial management roles for high growth complex organisations, with high-level expertise across industries both locally and overseas. 

Dee is originally from Scotland with Indian descent. She moved to Australia in 2010 and lives in Brisbane. She has a degree in Accounting & Finance, and is also a member of the UK and Australia-NZ Institutes of Chartered Accountants. 

As CFO, Dee is responsible for the financial management function of IBA, ensuring appropriate financial information is provided to its programs, Board and regulatory authorities in accordance with its governing legislation. 
Photo of Sean Armistead

Sean Armistead

Executive Director, People & External Relations
Sean’s traditional lands are located at Padthaway in South Australia from the extended Potaruwutj family of the Tatiara region and has worked serving Indigenous communities around Australia over the past decade.

Sean joined IBA in June 2020, he is an experienced executive in corporate, community and not for profit sectors. He has managed and delivered nationally award-winning programs impacting communities throughout Australia in collaboration with Federal and State governments resulting in the employment of more than 900 Aboriginal and Torres Strait Island people and tens of millions of dollars procured through Indigenous businesses.

His community engagement involved co-founding CareerTrackers, and board membership across multiple foundations.  Sean is a member of the alumni council at the University of Melbourne.

Kia Dowell

Executive Director, Strategy & Impact
Kia is a Gija woman from Warmun Community (Turkey Creek) in the East Kimberley of Western Australia.

Kia joined IBA in October 2017 after 10 years as a business owner involved with strategic advisory and consulting, international sporting and events management. Across her career, Kia has focused on creating spaces for greater visibility of Aboriginal and Torres Strait Islander people and communities, minorities, women and young people. She believes in the power of storytelling to reshape the way we form our beliefs, how we value each other and our contribution to improve the world for the next generation. 

Kia holds her MBA in International Business, Bachelor of Business Administration in Business Management, is a graduate of the AICD and Executive alumni of the Harvard Kennedy School for Business. She has received scholarships through CEW and the Roberta Sykes Foundation and was a Division I college athlete at the University of Texas – El Paso (UTEP). Her board and committee experience spans across construction, tourism, mining, human rights, Aboriginal cultural heritage and is currently Chair of Gelganyem Limited. 

As head of Strategy and Impact, Kia oversees the development, implementation and monitoring of IBA’s corporate and strategic plans, research and evaluation, policy and strategic partnerships.

Photo of Faysal

Faysal Fassi

Executive Director, Products & Markets
Faysal joined IBA in 2016 after 15 years in the small business and start-up space. He launched his first company when he was 25, and grew the business until it was acquired by a multinational company. He set-up and managed a tech business incubator backed by the World Bank before joining a telecom operator as their Customer Service Director. Faysal resumed his entrepreneurial career by co-founding several start-ups on four continents, one of them winning multiple awards in Europe.

Faysal holds a Master of Economy & Finance, is a graduate of the Australian Institute for Company Directors, and attended the Stanford Executive Program for Growing Companies.

As head of Products & Markets, Faysal leads the organisation service delivery, including home lending, business lending, investment and capability building offerings.

Shanti Rama

General Counsel, Legal Services
Shanti joined IBA in 2015, and has more than 15 years of experience as a commercial lawyer with roles in both private practice and in-house. She has practiced in the Northern Territory and New South Wales on a diverse range of significant transactions and major projects for clients including Aboriginal groups, statutory entities, and listed and private companies. Before moving to IBA, Shanti worked at the Northern Land Council, based in Darwin. Shanti has degrees in law and medical science and is a graduate of the Australian Institute of Company Directors. She has a strong determination to achieve outcomes for Aboriginal and Torres Strait Islander peoples.

As the head of Legal Services, Shanti is responsible for providing legal support and services to IBA, and plays a key role in overseeing IBA’s governance.


Jodi Stapleton

Chief Information & Technology Officer
Jodi joined IBA in 2023 and has more than 20 years of experience in technology and transformation. She has held senior roles within financial services in Canada and Australia. She has extensive experience in digital transformation, data & analytics, technology operations, cyber and risk management. Before joining IBA she worked within the mutual banking section as CTO at Newcastle Permanent, based in Newcastle.

Jodi has a Bachelor of Commerce, Masters of Information Technology and is a graduate of the Australian Institute of Company Directors. She is passionate about financial equality, the environment and in her spare time you can find her cycling and enjoying Newcastle beaches.

As Chief Information and Technology Officer, Jodi is responsible for providing technology and transformation delivery and support to IBA, aiming to ensure our customers and people are digitally enabled.