In this video, IBA staff talk about the key documents you need to complete when applying for an IBA home loan:
- IBA Home Loan Application Form
- Aboriginal or Torres Strait Islander Descent Form
When you submit your housing loan application, you will need to complete and sign additional forms and provide information and evidence.
Below is a list of downloadable forms and the additional information required to complete your housing loan application.
1. Aboriginal and Torres Strait Islander Descent Confirmation (required).
2. Privacy Notice - IBA products and services
4. Additional income from employment form (not required for online applications).
5. Certified copy of identification documents. Details of acceptable documents can be found below.*
6. Latest two consecutive wage or salary payslips or a letter from employer giving details of your employment.
7. Copy of latest every day transaction account statement.
8. Evidence of savings. For example, bank, building society and/or credit union statements.
9. If any of your funds were a gift, a separate statutory declaration from the person who made the gift and evidence of funds. For example bank, building society and/or credit union statements.
10. Evidence of financial commitments. For example, copies of latest account statements for loans, credit cards, store accounts and, if applicable, child support payments.
11. Latest income tax assessment (please remove or delete your tax file number before submitting to IBA).
12. If self employed, a copy of your income tax returns for the last two years and income and expenditure statements of the business for the last two years (please remove or delete your tax file number before submitting to IBA).
13. Evidence of ownership if you already own land.
*Acceptable identification documents
List A
List B
List C
In this video, IBA staff talk about the key documents you need to complete when applying for an IBA home loan:
Filling in these documents accurately and providing all the supporting documentation helps us to assess your application and provide with you a decision faster. Please note this information is current as at December 2020 and is subject to change. If you have any questions about the application process, contact the Home Ownership team on 1800 107 107 (option 1).
The information contained in this video is general in nature and not tailored to your particular circumstances, objectives or needs. If you are eligible and decide to apply for products or services from IBA, you should obtain independent financial and legal advice before signing any documentation or making any significant financial decisions. The information in this material may have changed since the material was prepared. IBA takes no responsibility for any damage or loss suffered by you in relying on the information in this material and no representation or warranty is made as to its fairness, accuracy or completeness.