IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
Aboriginal and Torres Strait Islander people should be aware that this website may contain images, names and voices of deceased people.

loan planner

We’re currently updating our Home Loan Calculator. In the meantime, you can contact IBA on 1800 107 107 (select option 1) to discuss your home ownership goals, or attend one of our free workshops to help you prepare for home ownership. If you’re ready to go ahead submit an Expression of Interest.

IBA housing loans are available to Aboriginal and Torres Strait Islander customers to purchase an established residential property, construct a new home, purchase land or make essential improvements to an existing home.

The amount that IBA may lend to an applicant will depend upon an applicant’s individual financial situation. It may be limited by income and other home loan affordability factors. IBA may not always provide the full amount required to purchase a home. In those circumstances, IBA may require an applicant to obtain further funding from another lender.

To determine the specific terms and conditions of each IBA housing loan, IBA must first undertake a full assessment of an applicant’s eligibility and formal Application for Loan in accordance with IBA’s Indigenous Home Ownership Program policy and procedures.


IBA does not store or collect the data or information that you enter into this Housing Loan Calculator. We invite you to read more about IBA’s Privacy Policy.