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[…] the RFT process, and is not unfair to other Tenderers. 3.3 Incomplete, corrupt or unreadable files Electronically submitted tenders may be made incomplete, corrupt or unreadable, for example by computer viruses. IBA may decline to consider a tender that cannot be effectively evaluated because it is incomplete, corrupt or unreadable, or which in IBA’s […]

[…] we have in understanding and consistently delivering on the aspirations of First Nations Australians. We look forward to working collaboratively with Government to unlock IBA’s potential. An example of working with Government is through the proposed Help to Buy scheme, a shared equity model where the government will co-purchase a home with an eligible […]

[…] a signature. By ticking ‘I agree’ the customer agrees to be bound by the terms of this Direct Debit Service Agreement. Second account signatory (If required. For example, two to sign on account) Day Month Year / / Full name and capacity Address I agree The customer agrees that completing the Direct Debit Request […]

[…] help you select the right loan for you based on your goals. We’ll take care of everything, including support with any paperwork to help make switching loans easy. Our partnership benefits Thanks to our relationship with IBA you can get access to a range of banking products and services with competitive rates and fee […]

238-09-2021 In order to get started you will firstly need to complete and provide: Privacy consent. Confirmation of descent (statutory declaration). Certified copy of photo identification (for example: drivers licence, passport, proof of age card). The IBA website has more information on who can certify a document for identification purposes. For companies/sole traders/partnerships copies […]

– CORPORATE PLAN – 2021–22 RECOVERY, REBOUND, IMPACT. b ACKNOWLEDGMENT OF COUNTRY IBA pays respect to Elders, past, present and emerging. We honour the resilience and continuing connection to country, culture and community of all Aboriginal and Torres Strait Islander people across Australia. We recognise the decisions we make today will impact the lives of […]

[…] IBA will take into account your: • employment income • other income • rental history • housing and living expenses • current credit cards and loans (for example, personal or car loans) • credit history • savings history • eligibility for the First Home Owner Grant scheme. We will assess these factors at the […]

[…] is a variation? Variations are alterations to the agreed plans and specifications by either the builder or the client after the contract is signed. If you, for example, request additional power points to be added, you may need to pay for a variation – so you will pay the extra amount required for materials […]

Meet Kylie and Naomi, who are great examples of how home ownership changes lives long after the SOLD sticker goes up. This article is the last in a series featured by The Guardian Labs on the impacts of Indigenous home ownership.