IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
Aboriginal and Torres Strait Islander people should be aware that this website may contain images, names and voices of deceased people.


Diagram showing four steps to home ownership - Prepare, Register, Apply, Assessment

Buying a home is likely to be one of the biggest financial decisions you will make. We encourage you to take the time to learn as much as you can about home ownership, to make an informed decision. Having a safe and stable place to live can have a flow on effect of improving your financial position, health and general wellbeing.

Where do I start?

Kick start your journey by preparing well. IBA offers a series of workshops to provide you with the information and tools to move forward. Understanding the process with IBA including timeframes, eligibility criteria and how to get yourself financially ready, are the keys to a successful outcome. During the workshops, you can ask questions and gain valuable knowledge and confidence to navigate the home ownership process.

Workshops are run mainly online, though from time to time we offer face to face workshops, in limited locations.

View the upcoming workshops, dates and register to attend. 

Submitting an expression of interest

Once you have completed your research, you can either organise a call to speak with one of IBA’s home loan officers or start an Expression of Interest application.

Once you have completed your research and you feel ready to proceed, you can submit an Expression of Interest via the MyIBA portal. For further information on the home loan process and to access the myIBA portal go to Applying for an IBA Home Loan

More information about IBA home loans

You will also find important information and resources here on our website. Please take your time to read through the resources, including:

  • Products – to help you understand IBA’s loan products
  • Deposits and costs– to help you understand the deposit and purchase costs you will need contribute to qualify for a loan
  • Interest rates - to understand what our interest rates are and how they work
  • Construction loan - loans to purchase land and construct a new home.