Now it’s easier than ever to start, grow or restructure an Indigenous small business in Australia. With our Business Loan Package, we’ll assist you with working capital requirements, purchase of existing businesses, plant and equipment, and other commercial assets. So you can start planning your business future right now.
$10,000 - $5,000,000
Loan repayment options
Monthly Principal and Interest reducing, with an Initial Interest Only Period followed by monthly Principal and Interest reducing, Balloon Repayments, Seasonal Repayments
Maximum 20 years
Nil application and line service fees
Variable interest rate
Competitive variable rate interest rates
Minimum security requirements of general security agreement, director's guarantee and specific security agreement over tangible assets (where applicable).
To meet cash flow requirements of your business including: cover timing differences in debtor/creditor payments, up front contract costs or to purchase business assets.
Initial interest only period to assist the business, structured to suit the purpose and cash flow of the business. For example, seasonal repayments are available for agricultural or seasonal weather affected businesses to meet cash flow fluctuations.
Commercially viable business model.
Other standard IBA Policy and Credit criteria apply.
Flexible loan terms structured to suit the purpose and cash flow of the business
IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.