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Indigenous Business Australia
  1. Home
  2. Business
  3. Business finance
  4. Business Loan
Small business

Business Loan

Now it’s easier than ever to start, grow or restructure an Indigenous small business in Australia. With our Business Loan Package, we’ll assist you with working capital requirements, purchase of existing businesses, plant and equipment, and other commercial assets. So you can start planning your business future right now.

FEATURES
Loan amount$10,000 - $5,000,000
Loan repayment optionsMonthly Principal and Interest reducing, with an Initial Interest Only Period followed by monthly Principal and Interest reducing, Balloon Repayments, Seasonal Repayments
Loan termMaximum 20 years
FeesNil application and line service fees
Variable interest rateCompetitive variable rate interest rates
SecurityMinimum security requirements of general security agreement, director's guarantee and specific security agreement over tangible assets (where applicable).
BENEFITS
Cash flowTo meet cash flow requirements of your business including: cover timing differences in debtor/creditor payments, up front contract costs or to purchase business assets.
Flexible repaymentsInitial interest only period to assist the business, structured to suit the purpose and cash flow of the business. For example, seasonal repayments are available for agricultural or seasonal weather affected businesses to meet cash flow fluctuations.
CRITERIA
Commercially viable business model.
Other standard IBA Policy and Credit criteria apply.
 Flexible loan terms structured to suit the purpose and cash flow of the business

 

View our Business loan flyer (PDF 87KB)

read more

PRODUCER LOAN

A loan to Indigenous owned production companies to finance eligible Australian documentary, film or television projects.

START-UP FINANCE 

To help you be competitive and minimise high interest borrowing, we'll award up to 30% of a new business loan as a grant to purchase assets for your business.
IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
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