IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
Aboriginal and Torres Strait Islander people should be aware that this website may contain images, names and voices of deceased people.

customer service charter

View the brochure version of IBA's Customer Service Charter (PDF 400kb)

IBA assists Aboriginal and Torres Strait Islander people to buy their own home, own their own business and/or invest in commercial ventures. 

We provide the stepping stones that enable Aboriginal and Torres Strait Islander people to access the wider finance sector and achieve true economic independence.

We make the following commitments  to our customers.

What you can expect from us

You can expect us to:

  • be helpful and courteous
  • treat you with respect and honesty
  • be fair and impartial in our dealings with you
  • provide you with clear and accurate information
  • respect your privacy
  • listen to you, and
  • be culturally appropriate.

What we ask of you

We ask that you:

  • are polite, respectful and courteous to our staff and consultants
  • provide us with  timely, complete and accurate information
  • work with us and understand your responsibilities
  • be realistic with your expectations of us and the products and services we can offer, and
  • tell us when your personal details or circumstances change.

Please be aware that:

  • We do not tolerate threats, aggressive behaviour or abuse towards our staff or consultants. If this occurs, we will no longer be able to continue to assist you.
  • If your enquiry or request is complex or involves different service areas within IBA, this may result in a delay in assisting you. We will keep you informed if we expect this will occur.
  • Our offices are closed on weekends and public holidays.

How you can tell us what you think of our services

We aim to continuously improve our products and services. Your feedback is important to us as it can help us make improvements for the benefit of all our customers.

We also like to hear about a job well done.

If you have a compliment, suggestion or complaint you can:


Upon receipt of your complaint we will:

  • acknowledge your complaint within five working days
  • make appropriate enquiries including seeking your input, with respect to your complaint
  • keep you informed of our progress in response to your complaint
  • try where possible to resolve your complaint, and
  • provide reasons for our decisions.

If you’re not satisfied with the way we handle your complaint, you may request an internal review or contact the Commonwealth Ombudsman on 1300 362 072.
Please be aware that if your complaint is in respect of a third party, we may be unable to inform you of the outcome of any investigation due to privacy reasons.

Your privacy

The Privacy Act 1988 regulates how IBA should handle your personal information, and provides ways for you to access and correct the personal information held about you.

As an individual, you have the right to know:

  • when your personal information is being collected by IBA
  • who will have access to this information
  • what the information will be used for, and
  • whether it will be disclosed to someone other than IBA.

You also have the right to not identify yourself or to use a pseudonym, when dealing with us.

For further information on how IBA handles your personal information, and the sorts of personal information that is collected and stored, please refer to our Privacy Policy. For more information about privacy, see the Office of the Australian Information Commissioner at oaic.gov.au or call 1300 363 992.

If you are concerned about how your personal information is being handled, you can contact

IBA Privacy Officer
PO Box 650
Fyshwick ACT 2609

Freedom of Information

The Freedom of Information (FOI) Act 1982 gives you the right to:

  • access copies of documents (except exempt documents) we hold
  • ask for information we hold about you to be corrected if it is incomplete, incorrect, out of date or misleading
  • seek a review of our decision not to allow you access to a document.

There are some documents or parts of documents we may not grant you access to because they are exempt from the FOI Act.

Find out more about IBA's Freedom of Information process or contact:

IBA FOI Coordinator
PO Box 650
Fyshwick ACT 2609