WELCOME TO 
INDIGENOUS BUSINESS AUSTRALIA
IBA acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea, and community. We pay our respects to them and their cultures, to the Elders past, present, and emerging.
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Providing services to Aboriginal and Torres Strait Islander people to own their home, start or grow a business and invest in their future.
Aboriginal and Torres Strait Islander people should be aware that this website may contain images, names and voices of deceased people.

Search results for: housing+loan+application

Keeping Culture Strong: How Purple House Brings Dialysis Home

Purple House believes that everyone deserves to stay connected to family, culture, and Country—even while undergoing dialysis treatment—and IBA is a proud supporter of that vision.  For more than 20 years, this Aboriginal community-controlled organisation has helped people living with kidney disease return home to remote communities across the Northern Territory, Western Australia, and South Australia. Starting with […]

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Refinancing success

Applying for home loan can be a daunting prospect at the best of times, but particularly so for Aboriginal and Torres Strait Islander people, who remain among Australia’s most financially vulnerable people. This disparity is part of the reason why IBA was created. We’ve been helping Aboriginal and Torres Strait Islander people with loans and […]

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It’s back! IBA’s Home Loan Calculator returns.   

The IBA Home Loan Calculator is back online and ready to support you take the next step on your home ownership journey.   If you’ve visited our website before, you might remember our old Home Loan Calculator. Now that we have transitioned to our new lending system, we are excited to bring back a new and improved version […]

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More than just a loan

Did you know that IBA offers so much more than just providing loans? Even before you put in an Expression of Interest (EOI) for a home loan, we are here for you. IBA’s Home Ownership program offers a series of workshops which provides Aboriginal and Torres Strait Islander people, who are interested in home ownership, […]

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Breaking through barriers

For many young people, buying their first home in their 20s may seem out of reach, but Ryan and Keilan were determined to make it happen. Ryan McDonald, a Waka Waka man, and Keilan Carson, an Arunta man, are IBA’s 20,000th home loan customers since the inception of the Indigenous Home Ownership Program in 1975. […]

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Terms and Conditions

  1. Introduction 1.1 You have requested the provision of the Services to you. 1.2 By responding that you accept these Terms, or otherwise accessing or using the Services, you have accepted and agreed to be bound by these Terms. 1.3 Your acceptance binds you and all of your employees and officers to these Terms. […]

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Interest rate changes for business loans

The interest rates for some of IBA business loans are changing based on market conditions. All impacted customers will be notified in writing about the change to their interest rate and loan repayment amount. Interest rate changes will come into effect on 28 February 2024. IBA Business Solutions has a range of resources available on […]

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Beau and Jess: IBA invested in my home build

Have you ever considered building your own home? With IBA’s recent $150 million Government equity injection, building your own home could be a reality. For Bunyah man Beau and his wife Jess, building their first home was a dream come true. The couple was attracted to building for the freedom of creating a home that […]

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How IBA transforms ideas into reality

IBA CEO Kirsty Moore and Chair Eddie Fry spoke with Australian Institute of Company Directors on how IBA is working toward the economic empowerment of First Nations communities. The resulting article describes IBA's 'powerful activities' which has transformed the dream of home ownership into reality, for 21,000 owner-occupier Indigenous families and individuals. See full article […]

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Home ownership was a game-changer for these two Indigenous women's families

Final article in a series of three.  Reproduced from The Guardian Labs. First published 9 March 2020. Meet Kylie and Naomi, who are great examples of how Indigenous home ownership changes lives long after the SOLD sticker goes up. The ability to buy a home and pass it on to the next generation has been […]

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