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IBA has partnered with like-minded banks to help customers transition to and access the benefits of mainstream finance.

Refinancing with another lender, or a split loan (where part of the loan is given by another lender) also frees up IBA’s capital and enables us to help even more Aboriginal and Torres Strait Islander families to make home ownership a reality.

How can IBA’s Banking Partnership help me?

 The collaborative partnership enables customers to access benefits* of mainstream finance, including:

  • Competitive interest rates
  • Wider range of banking products and features (e.g. offset accounts, redraw facilities, fixed interest rates, etc.)
  • Potential to consolidate other debts and/or obtain additional finance
  • Access to online banking and mortgage balances.

The banks that we’ve partnered with want to build strong and respectful relationships with Aboriginal and Torres Strait Islander people, communities and businesses. They’ve made their banking products more accessible to Indigenous Australians to support your financial wellbeing and economic independence.

Their supportive teams of dedicated banking professionals will provide you with personal customer service. They’ll help you navigate the application process, including support with any paperwork to help make the process easier.

How do I apply?

You can apply directly with the panel members. Check them out by clicking on the links below and take a look at their products. Be sure to let them know you are an IBA customer so that you can take advantage of any exclusive promotions or offers.

Alternatively, you can contact us directly on 1800 107 107 (option #) and we can work closely with you to make introductions and help establish your needs with our panel members.

Banking Partnership Members

Australian Unity:
1800 819 005
Read Australian Unity flyer (PDF 336 KB, opens in new tab)

Bank Australia:
132 888
Read Bank Australia flyer (PDF 116 KB, opens in new tab)


“It’s so daunting buying a house and having a loan, but having the support from (one of the banking partners) is really comforting and eases any worries you may have.” – Jodie, who refinanced through the Banking Panel. Read her story.

“We spoke to (one of the banking partners) and they took the time to understand where we’d been and how to help. They held our hand through the whole thing, let us call whenever we wanted... It’s really changed our life.” Kirsty and Walter, who refinanced through the Banking Panel. Read their story.

Read about Dr Marcus Woolombi Waters' journey to home ownership or watch the video link below.

*IBA makes no representations as to the suitability of products offered by members of the Banking Partnership Panel for your personal circumstances. Remember to always shop around and review the terms and conditions of any product on offer before making a decision that could affect your finances.