equipment finance

We offer tailored Finance Lease and Chattel Mortgage solutions to finance vehicles, machinery and some types of equipment (subject to eligibility) for growing Indigenous businesses

What can you finance?

Most non-specialised plant, equipment, machinery or vehicles necessary to operate your business can be financed. Assets can be new or used, and, if second-hand, they need to be acquired from a registered dealer and be no older than three years old.

Why use equipment finance?

• Conserves cash for other business needs.
• Competitive interest rates depending on IBA’s risk assessment.
• Fixed payments for the term of the facility.

Features

• IBA specialises in financing motor vehicles and plant and equipment in remote regions.
• Obligation free quote.
• Payments and term may be structured to align with your cashflow.

Why use IBA?

• Customer focused: from big idea through to making it happen, we can provide the right mix of products and services.
• Culturally aware: we’re invested together alongside Aboriginal and Torres Strait Islander peoples.
• We reinvest profits to further support Indigenous outcomes.

How to apply

Please contact us for a quote with details of the asset and the term you are looking to finance for. If you agree to our quote, we will send you an application form to enable IBA to conduct a credit assessment.

All applications subject to IBA credit approval.

Email us on ibaequipmentfinance@iba.gov.au to find out more.