Small business owners


We offer tailored Finance Lease and Chattel Mortgage solutions to finance vehicles, machinery and some types of equipment (subject to eligibility) for growing Indigenous businesses

What can you lease?

Most non-specialised plant, equipment, machinery or vehicles necessary to operate your business can be leased. Assets can be new or used, and, if second-hand, they need to be acquired from a registered dealer and be no older than three years old.

Why lease?

  • Leasing conserves cash for other business needs.
  • Options for ownership at the end of the lease.
  • Competitive interest rates depending on IBA’s risk assessment.
  • Fixed payments for the term of lease.

Leasing features

  • IBA specialises in remote leasing - minimal end of lease penalties.
  • Obligation free quote.
  • Price matching where possible.
  • Payments may be tax deductible.
  • Flexibility of lease terms and end of lease options.

Why use IBA?

  • Customer focused: from big idea through to making it happen, we can provide the right mix of products and services.
  • Culturally aware: we’re invested together alongside Aboriginal and Torres Strait Islander peoples.
  • We reinvest profits to further support Indigenous outcomes.

How to apply

  1. Contact IBA to arrange an obligation free quote.

  2. If you agree to our quote we will request financial information from you for a credit assessment.

    This may include financial data (balance sheet and profit and loss statements), company details, director identification and business plans.

  3. If approved you will be invited to apply. An application form will be provided to you and final lease details will be negotiated.

    All applications subject to IBA credit approval.

    Email us on to find out more.